Next I will talk about the Group's structural reform and improvement of asset soundness. Our extraordinary loss breaks down as shown. Even when business results are good, we constantly pursue structural reform to maintain our muscular corporate structure. There was a tax effect from the Group's review of deferred tax assets when the management system was reorganized. This tax effect was ¥9.2 billion in the first quarter and ¥3 billion in the fourth. The total for the year was ¥12.2 billion.